Direct Deposit

Chapter 1

It was a beautiful April Fool’s Day, 1993, in the mile-high city. My bride of two-years and I enjoyed our Irish coffee at a quaint sidewalk café, celebrating our second anniversary and planning our evening out in this great city. Denver has the best night-life in the country with lots of big-name bands and dance venues, all the extras included, like dry ice fog, black lights and laser beams. As we sipped our drinks, my curiosity was piqued by several people grabbing a free, multi-page newsletter from the rack behind us. I reached over and grabbed one, “The Oyster”, it was titled, a local underground rag we’d not seen before. It advertised all sorts of illicit things, but specialized in sexual perversions.

Lynda and I giggled as we quietly took turns reading the lurid, titillating ads to each other. There were offers of cocks for the wife or daughter, gang bangs, swinger invitations, whole family sex romps, gay and bisexual games; almost anything imaginable.

The ads were exciting Lynda. “I had no idea people really did this stuff,” she whispered as she candidly played with my cock.

Then I came across one that seemed to be addressed specifically to us. It wasn’t the typical sex offer. I read it to my wife, “Seeking young couples unable to conceive because of male impotency. We offer a three-month, all-expense paid vacation from June 1st through August 31st in the Bahama’s to these couples with the goal of impregnation. We have a 100% success rate. Pregnancy is virtually guaranteed. Must be open minded and subservient. Racist need not apply. Call 720-555-1576 for details.”

My four-year enlistment in the Air Force was coming to a close at the end of next month and we’d be leaving Lowry, the doomed Air Base here, scheduled for closing within months. A free, three-month vacation in paradise before I started a new job search sounded great. The added perk of fertility assistance made it particularly interesting; but we had serious doubts about it. At best, this was some kind of experimental fertility clinic, but on the other hand, and much more likely, this was a solicitation for fucking my wife. And why the qualifications? We were certainly not racist, but subservient? It sounded very weird, but Lynda was excited about replying. She was obviously turned on by the explicit sex adds, and while the one she wanted to respond to appealed to her maternal nature, she was skeptical because it appeared in this publication.

“What can it hurt to at least call?” she asked, “If there’s a chance this add is legit and could help us get pregnant, why not check?” she asked while discretely squeezing and playing with my erection under the table.

We finished our coffee and headed home for a romp in the sheets. She sucked my cock most of the way home and was thrilled when I told her about the young couple in a pickup next to us at the stoplight, intent on watching her. It made her bob her head wildly and stroke my spit covered shaft till I was pumping a big load down her throat. It took a horn honk to nudge both our car and the pickup through the intersection when the light changed.

“You naughty exhibitionist!” I teased.

As soon as we got home, Lynda was on the phone. As she spoke, I stripped off my clothing and lie on the bed, all boned up in anticipation of a quick fuck.

“Hello, I’m Lynda. My husband and I saw your add in ‘The Oyster’”, she said, as I listened to her side of the conversation.

“I’m nineteen,” she answered, “and my husband, Ed, is twenty-one.”

“Yeah, we’ve been trying to get pregnant for two years and recently found that Ed is impotent. We can’t afford the invitro thing. So what are you offering?”

“No, I’m sorry. We already have plans for tonight. We’re going to ‘The Loft’. I guess you could meet us there if you want,” she replied as she looked at me for concurrence. I nodded my head as she continued listening. She then told him, “I’ll be in a red dress. I’ve got long, straight, blonde hair and blue eyes, I’m five-foot-four and weigh 110. My husband, Ed, is thin also, and very tall, six-two. I’m not sure what he’ll be wearing, other than jeans. He has dark brown, military-cut hair and weighs 180. If you look around, I’m sure you’ll find us. Tell me what you look like,” she told him.

“OK, Jeffery,” she said, “You’ll just have to find us then. See you tonight. Bye.”

As I lie on the bed, my six-inch, skinny boner bounced in the air above my belly. A string of clear precome dripped from the head, connecting with my belly. I liked my six-inch cock, but wished it had more girth. Flashbacks to high school gym class showers often hit me at moments like this. It’s where I got the nick ‘Needle Dick’. But Lynda never seemed to mind and always took good care of it. “So climb on, Honey, and tell me about this fantastic, free trip.”

She straddled me, cowgirl, and slid all the way down to my balls on the initial penetration.

“Oh fuck, you’re so hot and juicy; and tight too!” I exclaimed as she began her familiar back and forty gyrations, knowing she’d be milking me long before she was ready to cum.

“He was interesting, and a bit mysterious,” she told me while riding me, “He sounded well educated and told me his proposal was too complex to review on the phone. He said he’d already had several applicants, but only one couple would be ***********ed and that we were perhaps the best qualified. I’m pretty sure if we went, I’d come back pregnant; but I think it will be from someone else fucking me.”

“Oh shit! Fuck! I’m cuming already!” I exclaimed as I lifted my hips for the deepest possible penetration while thoughts of my girl fucking other men rolled through my mind. I unloaded a torrent of cum deep into her belly.

“Oh, you like that idea; huh?” Lynda said in response to my intense, premature orgasm.

Before I could think well enough to organize my thoughts and reply, she had moved her loaded pussy up to my mouth. “Eat it, Slut, suck that load out of my pussy,” she good-naturedly demanded as she humped my face and pushed out a big, thick, creamy mess for me to swallow. This had become routine for us, a necessity for my wife to get off. I loved it when she got off that way, holding my head in both hands and sliding her wet, dripping pussy back and forth from chin to nose, feeding me my own load. Now, with her talking about fucking other men, I fantasized about it being someone else’s cum I was slurping, and secretly found it incredibly exciting. I surprised her, and myself, as my cock was raging hard again and ready for round two by the time I’d cleaned her out.

“On your knees!” I insisted. As soon as she was in position, in a single, swift thrust, I was balls deep inside again, using what was left of my cum load for lubricant. I grabbed her hips and pumped her hard for all of a full minute or more before splashing her womb with another load for her to feed me.

“Oh, fuck, that’s good!” Lynda moaned as she once again straddled my face, “Would you do that for me after I fuck someone else?” she fantasized as I licked and sucked her sloppy wet pussy.

“Mmmmmm, yeah,” I groaned as she repositioned herself slightly, spreading her cunt lips over my mouth so I could push my tongue into her.

We’d never talked about her fucking another man, not even as a fantasy; but at this point, it was obvious; we’d both thought about it. It was thrilling. I boned up again. My little wife turned around so she could suck on me and play with my marble-sized balls while continuing to feed me her freshly fucked pussy.

Finally, exhausted, as we lie snuggling in our post-orgasmic bliss, Lynda asked, “Would you really like me to fuck someone else; in front of you maybe?”

“I’ve never thought about it,” I lied, “Would you like to?”

“Maybe. I mean, if you were okay with it. I’d never do anything to jeopardize our marriage,” she confided, “but if you would like it, I would do it. When you were eating me out, and I planted the thought of it being another man’s cum, you really got into it. It turns me on to think of you eating another guy’s load. It would be so exciting watching you do that. Have you ever done that?”

Wow, I thought, this was something I’d fantasized about for years, and now my sweet wife was leading the conversation, encouraging me to share her with another man and urging me to eat another man’s cum load.

“Um, well, ah,” I stuttered in response to her question, “You mean like sucked a guy off?”

“That’s not exactly what I envisioned, but fuck yeah,” she responded as she held me tightly, “That would be really hot. Have you ever, even as a kid, sucked on a dick and let him cum in your mouth? It’s okay; you know. It’s actually more than okay with me; I’d really, really love to watch you do that.”

“Ah, well, when I was a teen, some of my friends and I used to do that. Then we discovered girls, and kind of let that passion go,” I confessed.

“That’s exciting! Did you like it? Would you do it again? For me? Would you suck on a cock until is spurts in your mouth and let me watch?” she excitedly blurted.

“I guess, if that would make you happy. I haven’t done it for years and never thought it would happen again, but I don’t find the idea repulsive,” I admitted, awaiting her reaction.

“I’d be very jealous if I thought you were ever with another woman, but somehow, envisioning you playing with a man doesn’t bother me. It’s hot. Will you do it?” she pressured me, looking for my unconditional commitment to suck a cock to completion for her.

“Only if we can do it in a three-way. I’ll do anything for you; and would do just about anything to see you with another man’s cock thrusting in your pussy; as long as it’s just sex, no emotional involvement,” I cautioned.

“Oh, Ed, we’re going to have such an adventure! A whole new life of fun and excitement! You’ll see,” she assured me before wrapping her naked body over mine and drifting off for a short nap. I, on the other hand, was way too excited to sleep and slow jerked my thin, circumcised dick till I spurted out yet another load. I hadn’t been this horny since my teen years, and it was thrilling.

That evening, we went out for dinner at ‘The Aroura Steak House’, one of our favorites, and then off to ‘The Loft’ for an evening of drinks and dancing; and of course, our highly anticipated meeting with Jeffery. By eleven, we were both getting tipsy and were ready to leave, but in hopes of meeting him, we stayed till closing at one-thirty. Lynda had flirted with several guys and danced with many of them, something she enjoys and I encourage. It makes me proud and I feel very lucky to be married to such a desirable woman, a sexy girl that other men just can’t resist, even though she’s obviously married. I think that’s a big part of my desire to share her sexually. It’s the ultimate act of sharing and flaunting what I have. I like the thought of an incredibly lucky guy fucking the hottest woman in the world only because she’s hot for it and I let him have her. All the time he’s fucking her, he envies me because I can have her whenever I want. As much as he hopes to have just one more fuck with her; he knows he’ll only get his cock into her again if I feel like sharing her with him. But the biggest motivation for giving my wife to another man is the thrill and excitement she’ll have as she rides a strange cock. My hope is that she’d then share her experience with me in every imaginable way; read: sit on my face and feed me his load while giving me all the details of how he fucked her.

As we slow danced the last song of the night, as much as we wanted to meet Jeff, we accepted the fact that he was a no-show. Then, a handsome, dark black man of about thirty-five startled us, seemingly appearing out of thin air as he stood right next to us. He was just a couple inches taller than Lynda, was well-proportioned and groomed, and dressed in a stylish black, silk shirt and gray dress slacks. He wore designer, amber glasses and was adorned with nice, conservative, gold jewelry.

“Excuse me, Ed, may I have the rest of this dance with Lynda?” he asked. Not waiting for an answer, he stepped between us and took her in his arms. I retreated to our booth and watched as this man held my wife closer and closer with each step. Though it was dark, I could clearly see that he’d managed to lift the hem of her dress and had his big black hand planted firmly on her now exposed, lily white, bare ass cheek. He pulled her against his humping bulge while she straddled one of his legs and matched his gyrations. I was certain that if the song didn’t end soon, he’d be fucking her right there on the dance floor. It really surprised me as I’d never seen her let anyone treat her that way. I just chalked it up to the fact we had been celebrating hard, and she was quite inebriated.

When the music ended and the lights came up, the man followed Lynda to our table where he slid in next to me, pulling Lynda in after him. “You have a beautiful wife, Ed. She’s invited me to follow you home so I can present an offer to both of you. I hope that’s okay with you?” he asked, knowing I really had nothing to say about it at that point. Arm-in-arm with my wife, he escorted us to our car. He gently kissed my wife on the lips and said he’d be right back with his vehicle. Momentarily, he was there with a new Maserati, ready to follow our old Ford Escort station wagon to the house.

“Who the fuck is he?” I asked, knowing Lynda was wondering the same. As soon as we arrived, I made drinks, then joined them in the living room. Jeff had already taken a seat on the couch next to Lynda, leaving no room for me except to sit next to him with my wife on the other side. Lynda’s thong lay on the floor in front of them and her dress was up high enough to reveal a nicely shaved pubis. Her legs were spread, allowing Jeffrey’s hand to explore her inner thigh all the way up to her gaping, wet pussy while she squeezed a large bulge through his slacks.

When I sat, Jeff began speaking as if their behavior were nothing more than a casual hand hold, “First, let me explain just a little about the offer you read about in my add. My father owns a private island in the Bahamas and has a rather palatial estate there. During the summer months, he finds it too hot for his liking and leaves it for me to use as I please. Let me show you some pictures,” he said as he worked his phone with one hand while his other was busy pleasuring my wife. She was far too preoccupied to look at pictures, but I saw that it was a beautiful, six-bedroom home directly on the ocean. Balconies from every bedroom overlooked the white sand beach and boat dock that moored several boats, including a thirty-foot cabin cruiser. “There is shuttle service to the main island ‘on demand’, where you may want to visit the shops and restaurants. However, there are always gourmet meals available at the house. We have a full-time chef who will make whatever you like. We also have housekeeping service, so you’ll not be asked to do so much as clean your room. All of the staff has full run of the house, but they are very discrete about what goes on there, so don’t be alarmed if they enter your room while you are into something you normally do privately. There is no privacy in the house for anyone. Doors are always open and anyone may enter at any time. No need to hide anything. You know; what happens on the island…”

“Wow, looks great!” I told him, “but what exactly does go on there? What is it you want of us?”

“It’s really quite simple,” Jeffery began, “First, some facts. The two of you are desperately wanting a pregnancy and you are unable to make that happen, Ed. You’ve considered invitro insemination where you get to choose characteristics of the sperm donor, like race, education level, height and build, etc.; but you can’t afford it. What we offer is something even better. You’ll actually get to personally know the biological father of your baby. There are four of us who will be vying to seed you, Lynda. All of us have either a masters or doctorate degree. We’re all height and weight proportionate, have no genetic diseases and positively no STD’s, verified by tests we’ll share with you. All of us are very well endowed, except for the Indian guy. He’s more than adequate in that regard; but the Mexican and White guys are as big as I am. The Indian has a Doctorate in Microbiology, so he perhaps excels in intellect. All of us are generally considered to be handsome, if I may say so without seeming too conceited. I’m advertising in other publications for additional men to join our group, but doubt I’ll find any more to meet my stringent qualifications before next month.”

“While on the island, both of you will be expected to be naked at all times. You’ll have your own bedroom, but Lynda, you’ll be spending your nights in the master suite with the guys. Your goal is to become pregnant and we’ll do everything we can to make that happen. Our personal objective, however, is simply to use and enjoy you. I’ll not sugar coat this, you’ll in fact be whoring yourself for us, but for a very good reason; insemination. You, Ed, may join in, watch, or just send your wife to our room to be used. Your hot wife is going to cuckold you, but again, for good reason. If you are inclined, none of us object to a blow job from another guy. I mean, close your eyes and the mouth could be either one of you; right?” he laughed, “After the vacation, when you get back home, the two of you will have to redefine your relationship. This experience will change you. You’ll both evolve to a much more sophisticated lifestyle. How you deal with that is up to you; but while on the island, you will both fully embrace the whore and cuckold role; understand?”

“But,” I interjected, “You’re black.”

“Racist need not apply. I explicitly stated that in the add,” Jeff replied.

“We’re not racist,” I told him, “but we expected our offspring to look like us. How do we explain having a little one that looks more like you than us?”

“That’s up to you. You can say the kid’s adopted or from a prior relationship, or you intentionally chose a black donor for invitro. Think about it, other than racism, why would anyone outrightly reject interracial sperm for artificial insemination? So I don’t see that having an interracial one is a problem. If you do, then you may want to reject my offer. Besides, there’s always a chance the white guy will fuck a baby into your wife. You’ll let us know who he or she looks like to settle the friendly competition among us, but there will be no legal or other liability for the sperm donor. That’s all we are as far as you are concerned; just direct deposit sperm donors. You all right with that?”

“Yes, absolutely,” Lynda answered without hesitation or consulting me.

“There’s just a couple more thing I need to mention. You’ll be under contract for the summer, all three months of it. You’ll receive prenatal care as soon as we know you are pregnant, but your pregnancy is not the end of your commitment. You will continue to entertain us for the entire summer. Once we know you are pregnant, we may want to watch you perform with other men without regard to age, looks, or anything else, except of course we’ll make sure they are STD free. There will be no restrictions on whom we bring to fuck you; it could be a young virgin boy from the islands, a big fat man with a tiny dick, or whatever any one of us finds amusing. Should you not get pregnant early on the trip, you’ll be given time off to complete your menstrual cycle. You can spend those nights in your own room.”

“This is primarily a fishing excursion for the guys. Sex with a clean, healty, young married slut that we can ride bareback and inseminate, with no consequence, is just an additional perk for us. We’ll be out on the boats most days, and the two of you are free to do whatever you like during that time. I suspect you’ll be sleeping till noon, Lynda, as you’ll be up all night. With four of us to service, at least one will be using you at all hours of the night. Again, I want to remind you, while on the island, the two of you will be nude at all times. It will remind you of your purpose for being there. And just one more thing, Ed, the Indian guy is bi. Because it’s my house and my rules, I’ll not insist you service him, but I won’t stop him from trying to seduce you. You’ll have to deal with that on your own. As the cuckold, if you choose to join us and watch your wife being fucked, or help us fuck her, you can expect to be humiliated. If you can’t handle that, you’d best just send your wife to our room while you stay in your room and jerk off.”

“Not a problem,” Lynda answered for me as I sat there slack jawed.

“Looks like you kids have a deal,” Jeff said, then added, “but I’ve got to sample the goods before I make such a promise. Is this a good time?” he asked as he ran his hand completely up Lynda’s leg, sliding a thick finger right into her pussy.

“Acutally,” I said, “this is our anniversary. We have plans of our own for tonight.”

“But this won’t interfere with it, Ed. It will just make it better,” Lynda objected.

“Fantastic!” Jeff responded. “Take your wife’s clothing off for me, Ed.”

I followed his direction, and as he admired my wife’s body with her firm little tits and perfect skin, he slipped his hand between the natural gap between her thin legs and worked two fingers into her pussy.

“Now you, Ed, take off your clothes,” he directed. I hesitated and he went on, “No shyness. You always need to obey, cucky boy. Now strip.”

I tried to ignore the fact that another man was intently watching me as I removed my clothing. When I pulled off the last garment, my super hard erection sprang out.

Jeffery smiled, “Oh shit!” he exclaimed, “Is that all you’ve been getting?” he asked Lynda.

“Yeah, Ed’s the only man I’ve ever known intimately. Why?”

“My finger is as thick as his dick. This is going to be even better than I dreamed. Come over here, Ed, and take my clothes off, then make my cock ready to fuck your wife.”

I soon found myself on my knees in front of the naked black man who was finger fucking my wife to near orgasm.

“Go ahead, Ed, you said you’d do it for me. Suck on him.” Lynda insisted.

I opened wide and took as much in as I could. His bulbous head nearly filled my mouth completely. I remembered those days long gone by with my young friends and sucked as I had back then. I pulled back his foreskin, pursed my lips and slid them over the big head, taking him in like a pussy. I felt it grow in my mouth. In no time, he was really big; thick, long, and hard. He was as ready as he’d ever be to fuck.

“That’s enough,” he told me, pushing my head away as he reached back to pull a magnum condom from his pants pocket. “This is the only time you’ll be fucked with a condom,” he told my wife, “I’m very potent, and don’t want you knocked up before our excursion starts next month.”

He handed the rubber to Lynda as she led him to our bedroom. She sat on the side of our bed and rolled the condom over his massive erection, then reclined and spread her legs. “Hold her ankles up over her head, Ed, and keep her spread wide for me.” I did as I was told while he positioned himself for penetration, telling Lynda, “This may be a little painful at first. If that skinny little boy dick is what you’re used to, this is going to really stretch you.” He put his cock, rivaling the thickness of a coke can, to her opening. I was in awe as I watched. When I fuck her, her pussy lips easily part and let my dick right in, but Jeffrey’s bulbous cock head completely covered her little twat, I couldn’t even see her delicate pussy lips. He pushed, harder and harder, but there was no way my girl’s eager hole was going to part around his massive black cock.

“Get me some lube,” he told me.

I let go of my wife’s legs to retrieve a bottle of ‘Wet’. In the few seconds it had taken me to get it, Lynda had repositioned herself and was sucking his condom covered cock. She was so hot and ready to fuck. Jeff pushed her back onto the bed and instructed, “Hold her legs again, Cuck, I am going to fuck your wife now.”

With Lynda held in position, Jeff lathered his cock with lube. He put the head to my wife’s pussy again, completely obscuring it, as before. Using his hand, he glided the blunt end of his organ up and down over her slit, paying special attention to rub her clit. Lynda was moaning and working her hips, helping the black man massage her cunt.

“Oh, Jeffery, fuck me!” she moaned, “Put it in and fuck me with that big thing! I need it; now! Please fuck me!” Lynda begged.

Jeff surprised both her and me when he put his cock on target, ready to give Lynda her first big cock; but then, just milliseconds before pushing into her, he slapped her ass really hard to distract her.

“Ouch! Owee! Owee!” Lynda screamed.

I thought she was complaining about the brutal spank he’d just administered, but then she went on, “Stop! Take it out! I don’t know what the fuck I was thinking! I can’t do this! You’re ripping my pussy apart!”

Jeffery just smiled, “Shhhhhhhhh,” he told her, placing a finger over her lips to gently emphasize his point. “Just lie still. I’ll give you a moment to get used to it. That little pussy of yours was made for this, it’s just not been properly broken in. Just relax. My cock head is completely inside and that’s the thickest part, so you know the rest will fit. We’re way past the point-of-no-return. There is no stopping until I’m done with you. My whole cock is going to go in; all the way in. Once a real man gets inside, he’s not coming out until you’ve been thoroughly fucked and filled.” And with that, he slowly worked the rest of his big dick in while Lynda grunted and groaned. When his balls rested against my wife’s ass, he began rutting, slowly at first, with long full-length insertions followed by rapid power strokes. His pelvis slammed against hers with an audible slap every time he bottomed out inside my wife.

I was amazed by his stamina. I usually finished in a minute or two, but he fucked her non-stop for a good half-hour, changing positions every five minutes or so, each time directing me to do something different to help him fuck my wife. Half way through their marathon fuck, without even touching myself, I was spewing my own seed, perhaps the biggest load of my life, all over my wife’s little tits.

Lynda had four wild orgasms before he finally pushed in deeply and held himself there, announcing, “Here it cums! I’m pumping it in!” Jeff eventually finished and rolled off to the side. “That was truly amazing, Lynda,” he complimented, “That was like fucking a virgin. You may remove the condom now and clean me up.”

I was surprised, after our earlier discussions about sucking cock, that Lynda didn’t insist I take care of that. She obviously wanted his big dick in her own mouth and wasted no time in following his instructions. She slid the well filled rubber off his dick and took his cum slicked cock into her mouth. She sucked and licked, from head to balls, until Jeffery was satisfied. “You may have her now,” he told me, giving me permission to fuck my own wife.

I got on top of her, missionary style, and slipped right into her. Her pussy was still gaping open, obviously seeking something much larger than my skinny dick. I thrusted repeatedly, seeking some kind of stimulation inside her well lubricated, fleshly sheath. Though I didn’t find it, my cock exploded in orgasm almost as soon as I entered. I was so excited, knowing I was fucking my wife after she’d just given herself to a big black cock. Almost of habit, I think, as soon as I pumped my load into her, she rolled over on top of me and planted her cum filled cunt on my mouth.

“Good boy!” Jeffrey commended me, “That’s what a cuckold is good for. You can do lots of clean-up between fucks at the island if you like. You kids are definitely going to the Bahamas for the summer.”

We all went back to the living room so Jeff could dress himself. Before leaving, he gave my wife a big, open mouthed kiss, then told us he’d be in touch. He told us to, “be ready to board a private jet out of Stapleton on the first of the month. Pack lightly. You only need clothing for travel to and from the island.”

---