CHAPTER 4
I was at work the following morning reviewing some bookkeeping for a small electronics firm when my phone rang. “Tim, Mr. Reinhardt wants to see you at two o’clock this afternoon. Be on time—he only has fifteen minutes.”

“Okay, Cheryl—any idea what he wants?”

“Sorry, I can’t say. Just be here on time. See you then.” She hung up as I wondered if Simon Alcott had said anything to our boss. I wasn’t worried. I had an MBA and had recently passed my CPA exams. I was sure I could find another job if necessary. I’d take my laptop with me—just in case.

I was busy the rest of the day and I had barely remembered to check my watch. Shit! It was 1:58. I jumped up, grabbed my jacket in one hand and my laptop in the other, taking off at a trot to the elevator. Luckily I was able to get on just as someone was getting off. I rode up three floors, slipping into the jacket as I did. I exited with only thirty seconds to spare and stepped up to Robert Reinhardt’s secretary exactly ten seconds early. She used the intercom and told me to stand by the door. It opened a few seconds later.

“Thanks for coming, Tim,” our CEO said. I was surprised to see a smile on his face. He shook my hand and led me into the office. We sat around a coffee table. There was a small couch and two upholstered arm chairs. “How do you like working for Ted?” He was speaking about my immediate superior—Ted Sumner.

“I think he’s the best boss I’ve ever had. I love working for him. Everybody in the department feels the same way.”

“It’s great that you’re so loyal. What do you think he has to say about you?”

“I hope he’d say I was a hard worker, reliable and cooperative, a good team player, and a good leader for my group.” I had five junior accountants who reported to me.

“Interesting…not the exact same words, but the exact same meaning; what I’m going to tell you now is for your ears only and I’m telling you this only because Ted has given his permission.” I was concerned. What on earth was he going to tell me…and why? “Ted has submitted his resignation effective at four o’clock this afternoon. He’s sick, Tim…stage III lung cancer. It doesn’t look good for him. The reason you’re here is very simple. He’s recommended you as his replacement and I agree. Have you given any thought to getting your CPA?”

I smiled although it was incredibly hard. Ted Sumner had been a friend and mentor since I had joined the firm. He was closer to me than my own father. “Yes, sir—Ted suggested I study for it almost a year ago. I took the exam back in March and learned last week that I had passed.”

“Congratulations…that’s wonderful—the only good news I’ve heard all day. What are you making now?”

“Eighty-eight, sir.”

“Well, that’s three things we’ll have to change. You’ll have a new title—Vice President for Accounting and Audits. You’ll have a salary of $130,000 and, as management, you’ll be eligible for a year-end bonus, and, obviously, you’ll need new business cards. Oh yeah, stop calling me ‘sir.’ Vice-Presidents here call me Rob or Robert—take your choice.”

“Yes, sir…I mean Robert.”

“We’ll have a formal announcement at ten Monday morning. Why don’t you bring that beautiful wife of yours to the ceremony? In fact, take her out to eat at an expensive restaurant and charge it to the firm.”

“That’s great advice…uh, Robert, but I don’t think it would be right. I’ll pay for the dinner myself.”

He smiled at me briefly then remembered that he had an important meeting. “We’ll go over everything after the announcement. We’ll get the custodial staff to move your stuff to Ted’s office whenever you’re ready.” He rose and I joined him. We shook hands and I left.

“Congratulations, Tim.”

“Thanks, Cheryl, but I wish it could have happened some other way.” I wanted to run to my office and call Jennie, but I knew I had to make another stop first. I had tears in my eyes as I walked to Ted’s office. Knocking on the open door I walked in just as I’d done hundreds of times before. This time I closed the door behind me.

“Ted…I am so sorry. I don’t know what to say. Everyone wants advancement, but I don’t want it like this.” He motioned me to a chair as he’d done so many times before, but would never do again.

“Thanks, Tim—I knew I’d see you right after your meeting with Robert. I have nobody to blame but myself. I can read and my doctor probably told me a thousand times to stop smoking, but I wouldn’t listen. I’ll have all my stuff out of here this afternoon so you can move in on Monday.”

“No, Ted…it’ll be a while before I can come in here—hopefully, a long while.”

“Thank you, Tim—you’re one of the finest people I’ve ever met—but I think you’ll be here much sooner than you think.” I looked at him much more closely than I ever had in the past. I could see the lines and other signs of strain in his face. I saw for the first time how much weight he had lost. I knew then—in that instant—that I’d lose my friend too soon.

I rose and Ted tried to shake my hand, but I hugged him instead. “Thank you, Ted…for everything. You’ve had more of an impact on my career than any other person.”

“Thank you again, Tim, but we both know that’s not true. You’ve made your career, not me.” I hugged him again and left before I broke down completely. I did that once I was in my office and had closed the door. I wept for more than a half hour and would have continued had I not seen the futility of it. I knew I’d mourn Ted for real and finally all too soon. Picking up the phone I called Jennie.

“Hi, sweetheart—don’t cook anything tonight. We’re going out to eat. I’ll tell you all about it when I get home.”

“Are you okay, Tim? You sound kind of congested.”

“Yes and no, Jen; I just got wonderful and horrible news all in the same minute. I’ll explain once I’m home. I will tell you that I wasn’t fired, but that’s all until we get together, okay?” She agreed, telling me how much she loved me and I told her the same before ending the call.

After checking my client files I placed another call. This time I spoke for almost a half hour before agreeing to an early appointment tomorrow morning—Saturday–at his business.

CHAPTER 5

I left work early that afternoon, noticing that Ted’s office was closed and dark. The elevator was almost empty as I rode down the eight floors to the parking garage. My ride home was silent. I couldn’t even stand listening to the radio. I needed the embrace of my wife. She was waiting for me at the door dressed for dinner in a sexy black dress.

Jennie could see instantly that I was in distress so she took my briefcase and led me to the couch where she held my cheek to her breast. I couldn’t help myself—I broke down immediately, my tears staining her dress. I didn’t care and neither did she. Finally, my tears ended and I sat up. Jennie ran to the kitchen, returning a moment later with a damp dish towel that she used to wipe my face.

“The horrible news first,” I began. “Ted has stage III lung cancer.” Jennie gasped. She knew Ted and his wife Sharon well. We had even sat for their two kids while Ted and Sharon had taken a long weekend as a second honeymoon. “Apparently, they expect the worst. Ted told me he didn’t expect to live long.” I saw tiny tears form at the corners of her eyes.

“Can there be any good news after that?”

“There shouldn’t be, but there is—Ted recommended me to replace him. Robert agreed; Vice President for Accounting and Audits, 130K plus a bonus. The news will be released at an announcement ceremony—10:00 Monday morning. I’d appreciate if you could join me and smile for the photos even though I know just how hard it will be. Why don’t you change your dress and we’ll go out to eat?”

“Why don’t you take yours off and let me eat you?”

“That would be a great idea any other time, but for the first time in my life I’m not in the mood. I hope you’ll understand.” She laid her hand on my left cheek and her cheek on my right. She stayed like that for several minutes then rose and pulled me up. I followed her to the bedroom like a zombie. She placed me near the bed and removed my clothes. Once hers were off Jennie placed me into the bed and pulled the blankets over us. She stayed there with me all night holding and soothing me with her body. Just before falling asleep we agreed that we had to move on. We’d mourn Ted when he passed, but we still had to live our lives as best we could.

We were up early Saturday morning drinking coffee when I told her about my final conversation with Simon Alcott. “You know I’m afraid of guns. I don’t think I could ever shoot someone, even someone I hate like that awful Simon.”

“I know. That’s why we have an appointment with one of my clients at 9:30. He’s a dog trainer; he trains guard dogs. I doubt that Alcott would have done anything if you’d had a big German Shepherd around.”

“I’ve never had a dog, before. What if it bites me?”

“She won’t. She’ll be a part of our family, but one who will follow orders. I don’t know yet if we’ll be able to fuck on the floor like we’ve done, but we’ll see. C’mon, we have a half-hour drive so we need to dress.” We did and were out the door by 8:55, arriving at Karl Kline’s Kennel right on time. Not for the first time did I wonder at the company’s initials—KKK.

Karl met us as soon as we left my car. He liked me…a lot. I’d shown him how he could expand and get Uncle Sam to pay for it. I knew I’d do his accounting and his taxes until he died. Karl was a short man, but he had a big personality. He was gregarious around people, but his real element was with animals. The dogs rushed to the front of their caged areas wagging their tails eagerly as he approached. We stopped about two-thirds of the way down the aisle in front of a beautiful dog with light tan fur and only a hint of black on her shoulders. She was a two year-old spayed female.

“Kneel down, Jennie and let her smell your hand. Don’t be afraid; she’ll love you. Heidi is a very gentle dog and will be until you give her the command to attack. I’ll go over all the commands with you—yes, even the attack commands.” He opened the kennel door once Jennie was on the floor. Heidi rushed out to her master, but when he pointed to Jennie she approached carefully, sniffing Jennie’s hand and then mine. She licked Jennie’s hand and then her face when Jennie began to pet her and scratch her ears. Jennie looked up at me with a smile on her face.

We spent the entire day working with Heidi and Karl until we knew all her commands then returned again on Sunday, taking her home with us once I had paid Karl the $4,000 he had requested. I knew he was giving us a break of at least $3,000 and probably much more. Jennie walked Heidi around our property several times while I set up her water dish in the kitchen and her bed in our room. Our backyard was already fenced so that area wasn’t a concern. As it turned out the front wasn’t either. Heidi heeled next to Jennie even when several cars and a truck passed. Jennie rewarded her with a biscuit once she came into the house for the first time. Jennie and I sat on the floor in front of the couch and we weren’t surprised when Heidi curled up next to Jennie, her head on Jennie’s leg.

Jennie and I made love that night, but in our bed. Heidi was curious, but that was all. She went to lie on her bed at the foot of ours completely ignoring us as Jennie first took me deep into her mouth then straddled me to surround my cock with her hot pussy. “Thank you, Tim…I love Heidi and I agree with you.

Nobody will mess with me while she’s here. I only wish we’d had her when that asshole first showed up.” I pulled Jennie into a long kiss and we went swiftly to sleep despite our terrible concerns for our friend Ted.

We went to the office Monday morning where I received the congratulations of the staff. We smiled for the pictures and I shook Robert’s hand about twenty times, all of which were recorded for posterity. All of Ted’s personal property was gone from his office, but I couldn’t make the move—not while Ted was alive. That dilemma was resolved sooner than I wanted or prayed.

Ted passed less than three weeks after resigning. It turned out that he’d lied to everyone. He had stage IV lung cancer where the disease had spread to his other critical organs. Sharon and his parents were with him at the end while Jennie and I stayed with the kids. There was no fooling them. They knew their dad was dying. “Uncle Tim, when will our daddy come home?”

“I don’t know, Gretchen…your dad is very, very sick.”

“I don’t think he’s ever going to come home,” ten year old Joseph commented.

“No…Joseph, I don’t think so either.”

“Is this because he always smoked so much?”

“Yes, at least in part—smoking can kill you.”

“Dad’s going to die, isn’t he? Please tell me the truth, Uncle Tim.”

“Yes, Joseph…I’m so sorry. I love your dad, but the smoking has caused him to have lung cancer. The doctors think it has spread to his other organs.” Joseph came and sat in my lap. He put his head into my chest and bawled like a baby. Soon his younger sister joined him. Thank God I had Jennie here with me.

We sat like that for more than an hour. I could tell when Sharon and Ted’s parents walked in that it was over—Ted was gone. Sharon’s eyes were red and bloodshot, but she wasn’t crying then. I guessed that she was cried out. She knew her children needed her—more now than ever.

“We know, Mom,” Joseph said as he rose from my lap to walk the three steps to his mother and grandparents. He hugged his mom and broke down again in her arms then Gretchen cried in Jennie’s lap until Grandma picked her up and held her. We stayed a while longer then took our leave knowing that we’d see plenty of them over the next week.

Ted passed on a Saturday; I told the entire accounting staff on Monday morning. So many people wanted to attend his wake and funeral that the company was shut down all of Thursday and Friday. The wake was sad, but the funeral was tragic. Ted had been my idea of the perfect boss. He was smart and a good teacher. I knew that I and at least a dozen others owed our careers to his tutelage. He was open, honest, and patient. Never sarcastic no matter the situation, Ted was always sincere. No wonder he was so well respected and loved. I prayed I’d be half as good.

CHAPTER 6

I spent the next three months working my ass off. The more I learned about my new job the more I appreciated how Ted had done it. It would have been easy to turn to drink some days and I could now understand why Ted had smoked so often. I found that I was spending about two-thirds of my time in supervision and only one-third doing actual accounting work. It was that one-third that I enjoyed most.

Jennie had spent those months bonding with Heidi. They were inseparable by the end of that period. Heidi was, to all appearances, the perfect family dog. Ted’s kids loved to visit and play with her, but Heaven help anyone who threatened her or the children—or me.

Jennie and I also used this time to rebuild our relationship. I was hurt that Jennie hadn’t trusted me enough to tell me what had happened. On the other hand I knew now for certain the fear she’d had to deal with. We became more open in our discussions with each other and I finally had the nerve to ask the one question I had always been terrified to ask. “Way back in high school when you were so beautiful and so popular you could have had your choice of boys—star football players, or any of the other jocks—so why did you choose me, a nobody nerd who was never popular outside of my small clique of nobody nerd pals?”

Jennie took my face in her hands and kissed me. It was long and sweet, but there was no tongue and little passion. It wasn’t the kind of kiss that would lead to hot sex, but it was a kiss of love. “I picked you because you weren’t a jock. Ever ask yourself what jocks talk about?”

I smiled as I thought about an answer. “Not a clue.”

“That’s a great answer and it’s right on. Most of them don’t have a clue about anything or anyone but themselves. I went on a few jock dates as a junior, but I was bored by nine o’clock…and then there was the sex. It was always ‘gimme…gimme…gimme.’ I had enough after three and I determined to never date a jock again.

“Then I met you in the library. We talked about history and current events and politics. Do you remember?” I did. I remembered it like it was yesterday. “I realized later that you were exactly what I was looking for, but getting you to ask me out was a challenge. You were so shy, at least with me. I recall trying to hang out with you hoping you’d take the hint. I was so relieved when you finally did. I loved our first date. Remember that?”

“Yeah, ‘A Midsummer’s Night Dream” at the festival in Central Park. I could never forget the night I lost my virginity…other than losing it to my right hand.” I began to laugh and soon Jennie joined me. Then she kissed me again. This time we couldn’t get our clothes off soon enough. Jennie pushed me to the floor and mounted me in a second. She paused for a second to pet Heidi, but was back to fucking my lights out once she was done. She rode me with ferocity and an urgency I’d rarely experienced even with Jennie who was ferocious on most nights and even worse when the sun was shining. Personally, I loved the look the venetian blinds made on her breasts—the parallel lines of sunlight playing on her gorgeous orbs or her tight abdomen made her look surreal.

Today she leaned forward, hands on my shoulders as she ground her clit into my body. Her grunts drew no attention from Heidi who, by now, was well accustomed to the sounds of our lovemaking. She came on a run, teeth bared, when she first heard Jennie scream. “I’m okay, Heidi…much more than okay,” she told Heidi while petting her and scratching her ears. She was recovering on my chest at the time. A couple of sniffs later Heidi was back in her favorite place, where the afternoon sun warmed the tiles in our kitchen. She stopped running to Jennie after about two weeks, realizing then that those noises were just a part of her daily life with these crazy humans.

I was almost glad that Simon Alcott had intruded into our lives a month after I’d caught him raping Jennie. I’d never told her about my cameras. I checked them occasionally, but I never saw either Simon or any other man in our home unless we were hosting a party or just a group of friends.

Settling in to my new job took longer than I had dreamed possible, but—finally—after almost three months I felt that I had everything under control. I’d received praise from Robert several times and saying it in front of the other managers meant even more. I had just picked up a cup of coffee from the break room when Steve who worked in our mailroom brought five file boxes in on a hand truck.

“Whew, these things sure are heavy, Tim. They’re financial records from Alcorp for their audit. Want me to give them to anyone in particular?”

“No, Steve—I think I’d better look them over first.” The files were from Alcott’s firm. “Most of their stuff is a real mess. Whoever does their bookkeeping should be fired. Just put them over by my table.” Ted’s office was more than twice the size of my old one with room for a big desk and two arm chairs in front of it that I usually used for meetings with a few of my staff. There was a sizable table on the other side with eight chairs that was suitable for group work or when I wanted to explain some technical point to my staff. A row of windows behind my desk usually provided enough light for the entire room. I’d added a white board which came in handy when dealing with a big project.

I hadn’t brought much from my old office, but I did bring my pictures of Jennie and me from our honeymoon in Hawaii and I also brought my secretary. No—there was nothing going on between us. Jennie took great care of my libido and Claire was a 52 year-old grandmother. The critical factor was that we had worked so well together over the past two years. I gave Ted’s secretary to my replacement, Gayle. She had been my choice mostly because of her strong work ethic. She could be a bit abrasive at times, but I’d already counseled her about that and I thought she was doing well.

Taking my coffee with me I opened the first box. There were hundreds of paid invoices in a folder marked “Dormitory Authority.” I knew that this was a project at my old college, SUNY Albany, for two new five-hundred student dorms. I had flipped though maybe sixty when I found something odd—a printed email from one of the people in purchasing to CEO Simon Alcott. It was something about ordering steel from a company in Osaka, Japan and about their CEO “playing ball.” I set it aside on the table. Scanning the remaining invoices produced another email from the same person. “If we cut 1/10th of an inch from each dimension we could save….” That’s where it ended. I set it aside on the other memo as I continued through the box. I found two other memos that hinted at what I suspected was a skimming operation. I was almost through the box when I found pay dirt in the form of a CD. On it were dozens of emails and memos back and forth between Alcott and his staff. It was obvious to me that he was involved in a scheme to cheat the State Dormitory Authority out of millions. There were memos about double billing—one for the actual cost and another for what would have been the cost had the steel been up to specifications. The big question was what to do with this information.

I knew that taking it to Robert would be a mistake. He’d tell me to mind my own business in order to keep Alcott’s business. No, I’d have to do this on my own. The disc was in my briefcase when I went home. Jennie and Heidi were at the door to greet me, Heidi wagging her tail and Jennie wearing nothing but a black garter belt, black stockings and shiny black heels. I grinned wildly as I asked, “Another late dinner?”

Jennie grinned as she replied, “I certainly hope so!” I laughed as I pulled her into my arms. I would gladly hold off on my news until we were sated even though that usually only lasted a few hours. My hands found my wife’s sensational naked ass as we had our first kiss of the evening. Looking down I could see that even Heidi approved. Jennie took my briefcase and placed it by the chair then she led me upstairs to our room.

I feigned shock as I asked, ”Does this mean we’re actually going to use the bed?”

“Um hmm; I plan on rolling you all over it and I’m planning on having you in me the entire time.” She reached up to kiss me again as we stepped into the room. So urgent were our needs that we almost tripped over the dog. I was laughing when Jennie pushed me back onto the bed. It wasn’t long before she had stripped me naked. My mouth found her hard nipple first, but she pushed me away.

“Playing hard to get?”

Jennie laughed. “Not a chance—for you I’m ‘easy,’ you know that. I’ll never turn you down, but first I want to talk.”

Leaning up on one elbow I looked at my incredible wife to say, “I’m all ears.”

“I’m ready, Tim.”

“Good…me too; throw those damned pills down the toilet, but first I think we should practice.”

“Ummm…yeah, I agree. We need to practice, practice, practice and when we’re done I think we should practice some more.” I laughed like crazy and Jennie joined me, rubbing her sensational smooth skin against me as we rolled over the bed, exactly as she had predicted. We stopped rolling, looked into each other’s eyes for just a second and Jennie leaned down for a kiss. Her tongue was in my mouth a millisecond later as her hands gripped my hair, holding me to her. The kiss went on and on, not that I was complaining. I loved the feeling of Jennie’s soft plump lips against mine and I loved the feeling even more now that I knew those lips were mine exclusively.

My hands mauled her breasts—just the way she loved it. Her groans were swallowed by my mouth even as she began to hump me, her clit pushing down onto my erection. Only a slight change of position was needed for me to glide easily into her wet sloppy cunt. Jennie broke the kiss for just a moment to tell me, “Ahhhh, at last. That just makes my day.”

“Mine, too—I love you…more than I’ll ever be able to tell you.” Jennie just smiled then leaned back down to mash her lips into mine. We stayed like that for almost a half hour, kissing and slowly moving together as our heat and need for each other threatened to blow us apart.

Finally, Jennie could take no more. She broke the kiss and arched her back, forcing her clit into me. “Oh, God! Fuck me, Tim…Fuck me hard. Drive it into me…all the way!” My next thrust drove her a foot off the bed. I continued for maybe a minute until I heard a low feral growl coming from deep within her core. She came hard, squirting and bathing my body with her juice. That was all I needed. My cock felt as though it had exploded. Semen erupted from me like lava from Krakatoa or Vesuvius. I was exhausted when we were done. Jennie lay on my chest for quite a while until we recovered.

I moved my head aside so I could speak in a normal voice. “I can’t believe you want to cook after that. Why don’t we get a pizza? Then I really have to sound you out on something.” She raised her head as if to question me, but I calmed her. “It’s nothing to do with you and me. I found something in a pile of invoices today and I have evidence of a massive fraud. I want your ideas on how to handle it. Think we can make it all the way to the shower?” Jennie kissed me quickly and pulled off my softening cock. Still leaking she extended her hand to help me up. A minute later we stood next to each other in the shower and ten minutes after that we were more or less dressed while I called for pizza delivery.

I pulled out my laptop and booted the disc while we waited. Jennie was a smart woman. She picked up immediately on my concerns. “This is a chance to really get that asshole, isn’t it?”

“Yes, it is, but I need to be careful. I can’t let Robert or anyone else in the firm know. The big question is where to take the information and how to maintain our anonymity.”

“What about going to the district attorney?”

“That might work, but should we go to the state attorney general? Maybe the DA can advise me.”

“Advise US, Tim; we’re in this together.” She leaned over for a kiss just as the doorbell rang. I jumped up to pay while Jennie got some plates, napkins, a knife and some forks. We didn’t need the forks. We only use them when the pizza is too hot to handle. This was hot, but not enough to burn our fingers. We ate as we kissed and, not surprisingly, Jennie spilled a tiny piece of cheese on her breast. Then she dropped another once I had licked her clean. Our dinner deteriorated after that to a wild orgy where we sucked and licked and fucked each other until we were sprawled helplessly on the floor. It was all we could do to climb the stairs to the bedroom, but I knew I had to take care of Heidi—feed her and put her out before retiring. I gave her some of the pizza crusts with her dinner as a treat.

It was after ten when I struggled up the stairs, Heidi running a few steps in front of me then waiting, tail wagging. Jennie waited for me in the bathroom and we entered the shower together. Jennie washed me, spending entirely too much time on my cock and balls considering all we’d done tonight. Then it was my turn. I’m no fool. I gave her tit for tat, carefully rubbing the foamy soap over her breasts, rinsing and then doing it again and again just to be sure she was clean. Then I moved my hands to her ass. Jennie had never expressed any interest in any form of anal sex so I was sure she was shocked when my finger found its way into her bowel. Rather than complain she simply smiled and whispered, “I was wondering if you’d get to that. I think we’ll have something to talk about over the weekend besides getting revenge on that asshole.” Then she reached up to kiss me until I began to wash her pussy.

“Ever think about shaving?”

“I might be talked into it if you’d do it, too.” Hmmm, I thought—something else to talk about. I finished with her legs and led her out to dry off. There were few things I enjoyed in life more than drying Jennie’s lush body because I always knew that we’d cuddle together in bed shortly after. Heidi greeted us as we walked the short distance to the bed. We each petted her and climbed together under the blanket. We kissed again and fell immediately into a deep sleep.

CHAPTER 7

I realized that I had to be careful so phoning the District Attorney’s office or even the State Attorney General from work was out of the question. Nor did I want to phone on my cell or from my home phone. I needed a land line from somewhere nearby—someplace I could get into and back out quickly. It was a dilemma, but it was resolved so easily.

Robert called me to his office a few weeks later to introduce me to a new client. “Mr. Nash, this is Tim Healey our Vice President for Accounting. Tim, Jonathan Nash.” I stepped forward to shake his hand as Robert continued. “Tim, Jonathan owns Nash Realty down on the second floor. He thinks there’s something wrong with his books, but he doesn’t know what. It’s possible that he’s being cheated out of commissions.”

“Can you help me? I don’t know where to turn.”

“What hours does your staff work?”

“In this kind of sales it changes from day to day depending on client appointments, showing properties….”

“Okay, I’ll need complete access to your financial records and I’ll need phone access, too.” I continued once he and Robert gave me questioning looks. “I will probably need to check with any number of your past clients to verify what they paid.”

“Okay, I have a spare office. It has a door and a lock and a desk with a phone. Will that do?”

“Perfect; when do you want me to start?”

“Today, if you can, Tim,” Robert interjected.

“I can go down there this afternoon…figure around three. That’ll give you a few hours to get everything together. I think I should have a list of your staff with their addresses and phone numbers.” He looked shocked so I continued, “Don’t worry, I won’t phone any of them, but we may need to get phone company records. I’ll work with our attorneys if we do. Everything will be kosher and above board. I’m a CPA and I don’t need to lose my license.” We shook hands and I left, hustling back to my office where I phoned Jennie.

“Hi darling; I may be home late tonight.” Then I told her about the new assignment.

“Privacy and a phone?”

“Yeah, so I can at least make first contact. I may be late. I’ll phone you if I am.”

“I love you. Be careful.”

“I love you, too. Bye.”

I returned to my current project, but could see that I’d never finish by three. I phoned Gayle, my second in command and asked her to join me. “Sorry, but I need you to take over this work. Robert has given me a rush job involving the real estate company downstairs.”

“You mean Nash?”

“Yeah, and that’s all I can tell you other than he suspects some criminal activity by one or more of his agents. I’ll probably be down there until I get it sorted out…if I get it sorted out. It’s a while since I’ve done any forensic auditing.”

Gayle laughed. “Every audit is an investigation and I don’t know anyone who’s better than you. I figure a week at most.” We worked together for an hour while I brought her up to speed then she took the file to her office while I took a late lunch down at the deli on the street level. I phoned Jennie and we talked at length between bites of an overstuffed sandwich–pastrami on rye–and sips of an ice-cold cream soda. I finished about a half hour before I was supposed to meet with Jonathan Nash. I gathered the tools of the trade—my laptop, calculator, and several legal pads along with a dozen sharp pencils. I told Claire where I’d be in case of an emergency and took the elevator down.

The receptionist was shocked to see me, but I was shown through to Mr. Nash immediately. He showed me the office I could use and gave me the key, telling me to be careful not to lose it—it was his only one. The office was small but good enough to get the job done with a typical office desk, a simple padded chair and a blotter with the name of a title insurance company at the top. I plugged in the laptop and the calculator as the receptionist began to deliver the financial records from three years ago.

I saw a pattern immediately. Each sale was accompanied by a photo, the asking price, the final sales price and the length of time the property was on the market. Below that was the commission and how it was distributed—part to the agent and part to the broker. In several cases there was another computation—the split with the listing broker. With that information in hand I skimmed through the data quickly until…I saw something different—a $10,000 deduction for mortgage life insurance. I thought for a few minutes until I decided that a meeting with Nash was in order.

I strolled down the hallway after locking the door securely. Several agents stopped me, but my cover story worked beautifully. I was an accountant (that part was easy) who was analyzing sales data to determine the chance of a successful expansion. Personally, I thought that I should just tell everyone who asked to mind their own business, but I stuck to my story.

Once in his office I asked Jonathan Nash about mortgage life insurance. “It’s not used as much now as it was thirty…forty years ago when it was usually required, but every now and then someone wants it.”

“How do buyers usually pay for it?”

“Most of the time with their mortgage payments, why?”

“What do they do the rest of the time?”

“Truthfully, I don’t know. I never thought about it, why?”

“Just something I’m looking into; it’s too early to say for sure.” I went back to my office until 5:30 then I locked up and went home to my wonderful wife. She met me as she usually does—wearing some provocative outfit that is designed to drive me wild with lust. I’ve never told her, but even an old baggy housecoat would do the job perfectly. I often think she spends her days at home thinking about how to use some ordinary garment to transform her into my femme fatale.

I had barely dropped my briefcase when she blurted out the question that had been on her mind all day—“Did you call?”

“No, darling—not quite yet. I don’t want anything to look suspicious. So far all I’ve done is check their records, but soon I’ll be on the phone all day. Cute outfit—don’t those coconut shells hurt your breasts? I’d be thrilled to take them off.” Jennie had come from the kitchen wearing a coconut shell bra that was obviously hand-made and nothing else. There was one other thing I noticed immediately. “You definitely give the word bare an entirely new meaning. How’d you do it?”

“I went to the salon for a waxing.”

“Ouch!”

“Yes, the things I do for you.”

“I know and I love you all the more.” I bent over and lifted Jennie onto my shoulders, her legs kicking madly in front as I quickly untied the strings holding the bra together. I have no idea if dogs can think, but if they can Heidi was surely thinking, “What did I ever do to join this crazy twosome?” The three of us were in the bedroom a minute later where I lay Jennie carefully on the bed.

She reclined, head back, knees apart and up in obvious invitation while I removed my suit, shirt, tie and underwear. Then I joined her naked on the bed. I couldn’t resist touching her newly naked pudenda. It was incredibly smooth, just like every other part of her. Then I couldn’t resist a taste which was exactly what Jennie had planned and prayed for.

“Yes,” she screamed as my tongue touched her pussy. “This makes all that waxing worthwhile.” I had to laugh—nothing ever kept me from licking and sucking my Jennie. My tongue moved up starting just in front of her asshole and ending just beyond her clit. “This is just one more reason why I wanted you instead of those jocks.”

“Maybe, but you didn’t know of my oral talents then.”

“Maybe…but I have a vivid imagination.” I laughed again—I already knew that! I must have licked the exterior of Jennie’s pussy for ten minutes, driving her crazy with lust. She was shaking, her movements erratic and uncoordinated when I moved to her tunnel. Big mistake—I damn near drowned in her juice. I continued once I had caught my breath and by now she was shaking uncontrollably. I had been at her for more than twenty minutes—twenty minutes of exquisite torture. I could keep this up all night if need be, but I wanted to pleasure my wonderful wife, not hurt her. A long moan escaped her lips as I took her huge clit between my teeth sucking and gnawing until Jennie came and did she ever cum! My entire face was covered as she squirted three times, drenching our bed as well as my head. Finally, her body relaxed and I climbed up the bed to lie next to her.

“That was wonderful, Tim. I think I should have gotten waxed a long time ago. Are you ready for your part of the bargain?” I’d forgotten about that, but a deal is a deal especially when the deal is with the one you love unconditionally.

“You bet—ready now?”

Jennie laughed. “Very funny; you know I could barely stand if I got up now. I don’t think you’d appreciate a shaky hand on the razor.” I cringed in mock horror as Jennie laughed. “You know I’d never damage that thing of yours. I love it too much. Oh, I’ve been so excited all day that I forgot to work on dinner. Chinese or pizza or how about a big sub?”

“A sub sounds good; do they deliver?”

“Afraid not, but if we go together we can eat there then I’ll be sure you’ll finish your meal. You have a disturbing tendency to stop eating about halfway through.” I had to shake my head in disbelief. She was right, but she was also the protagonist probably ninety percent of the time. Jennie had caused me to miss so many meals, but I’d never complain. The alternative was always mind blowing sex until neither of us could stand or walk. I couldn’t remember the last time we watched TV.

We staggered into the shower about a half hour later. Jennie brought a pair of sharp scissors, shaving soap, and one of my razors. I stood under the hot spray as she knelt to trim my pubic hair to less than a half inch. My abdomen looked like it was covered with stubble as my hair swirled down the drain. Jennie turned me and lifted one leg to the shower seat so my entire apparatus was completely exposed to her. She had me soaped up a few seconds later and began to draw the razor over my skin. A line just three inches below my navel guaranteed that only the two of us would know, not that I cared even a little. I was a bit shocked when she pulled my scrotum taut to shave it, too. The whole operation had taken less than ten minutes. I thought she was done when she turned me around and proceeded to shave around my asshole. “Shhh,” she told me insistently. “Mine is bare; now we’re equal.” She applied a pleasant lotion to my pubic region first and then to hers. I had to admit—it didn’t look bad and now Jennie would have even more incentive to put her hands and mouth on me.

I got to the sub shop only a few minutes before closing so I tipped the people generously before returning to Jennie. We ate again at the coffee table with Heidi curled up at Jennie’s feet. “Why didn’t we get a dog sooner?”

“I don’t know, except that I had no experience as a kid. Having Heidi here is a lot of fun during the day. Did I ever tell you how she nips at my feet while I’m taking the laundry out to the line? She doesn’t bite me; she’s just playing. It’s funny to see. I do love her. She’s just like a member of the family. I hope she’ll take to the baby okay.”

“She will. I spoke to Karl yesterday and he told me that you and I are the alpha members of our group. She’ll follow our lead just as she will with anyone else. Look how good she is with Ted’s kids.” Jennie thought for a few seconds before grinning and agreeing. We both petted Heidi. We loved her and it was obvious that she loved us, too.

The following morning I was back in Nash’s office once I had checked in with Gayle and my staff. Once in my tiny office I started a spreadsheet of all the transactions over the past three years. It was the fastest and best way to gather and analyze the data. Fortunately, I do this kind of work every day. I had more than a hundred spreadsheets on our office network and almost fifty on our computer at home. I spent all morning and most of the afternoon completing the work. This was a big sales force with nine agents in addition to Jonathan Nash. They sold an average of 250 homes in a typical year, even after the housing market crashed in 2008.

I finished around 3:30 and began to run a number of sorts—by agent, by selling price, by difference between asking and selling price. I was surprised at the results. Two agents had all the sales in which significant deductions for mortgage insurance had occurred. It was interesting, but that’s all. There was no proof of actual theft. I needed more so I printed the list of those sales. Now I needed to use the phone. First, I collected as many numbers as possible from the phone book. Of those on the list I was able to get almost seventy percent—thirty-seven–in all. I made my first call at exactly 4:30.

“Hello?”

“Hi, is this Mrs. Carlson?”

“Yes, it is.”

“My name is Tim Healey and I’ll tell you up front that I’m not trying to sell you anything nor am I looking for any contribution. I’m an accountant doing some research for Jonathan Nash. I understand that you purchased your home through his agency.”

“Yes, we worked with Shirley Miller.”

“I see that you opted for mortgage insurance.”

“Yes, Shirley was a big help with that. She explained that by paying for it upfront would help reduce our mortgage payments and I’d be safe if anything happened to Steven.”

“Do you happen to know the company you dealt with?”

“No, but if you’ll hold on a second I can check on it.”

“Sure, take your time and thanks.” She returned a few minutes later. “I have the certificate here…Reliable Title and Mortgage Insurance in Chicago.”

“Thanks so much for your help. Are you enjoying your new home?”

“Yes, indeed—it’s a dream come true for both of us.”

“I’m glad. Thank you so much for your help.”

My next call was to another real estate firm. Needing another perspective I asked to speak with the owner and he came onto the line a minute later. “Hi, my name is Tim Healey and I’m thinking of buying a new house to accommodate our growing family. My father-in-law told me I’d have to have mortgage life insurance.”

“Your father-in-law means well, but he obviously knows nothing about real estate. I never recommend mortgage life insurance. It’s a complete waste of money. It was required years ago, but federal law now prohibits that. I usually suggest a term life policy instead.”

“Have you ever heard of Reliable Title and Mortgage Life Insurance in Chicago?”

“Never, and I’ve been in this industry for almost forty years.”

“Have you ever heard of paying for mortgage life insurance upfront?”

“That would be absurd. What would happen if they decided to move? Would they be able to transfer it? Suppose they got divorced. I know insurance companies; they don’t give back money paid as premiums.”

I had some other questions, but they could wait. “Thanks so much for your help. I have a few more questions, but I think I need to speak with my wife and her idiot interfering father first.”

“No problem; call back whenever. I’ll be happy to help and if you decide to buy we’ll be happy to help with that, too.” I thanked him again and rung off then I locked the office door and went to find Jonathan Nash.

I sat uninvited after closing his door. “Tell me what you can about “Reliable Title and Mortgage Life.”

“That won’t take long…I never heard of them.”

“Ever hear of a mortgage life insurance giving a certificate of insurance?”

“Never, why?”

“Because something here smells like week-old fish; I don’t have quite enough info yet, but I think I will by week’s end. My first contact paid ten thousand up front for mortgage life insurance through Reliable. I’ll make more calls now and even more tomorrow. I may have to visit some people at home, too so don’t be upset if you don’t see me around. I’ll do some research online at home tonight and I think I’ll go to the public library first thing tomorrow morning.”

Going home at day’s end was always something I enjoyed mostly because I was never able to predict how Jennie would greet me—what lures would she concoct to enliven our already incredible sex life? Tonight she was naked and kneeling like a slave at the door. I thought this might be a game I’d enjoy. Dropping my briefcase I sat in the chair, never recognizing the presence of my slave. “Come here, slave. Crawl and open my slacks. Take out my hungry cock and entertain me with your mouth.”

“Yes, Master.” A minute later my hard cock was fully exposed. I ordered Jennie to completely remove my slacks. “Hang them over the chair then I’ll want you to suck on my balls. Take both of them into your mouth and show me how much you love them.” Jennie grinned wildly. I could see how much she was enjoying this game.

She began by licking all around my scrotum. That lasted for almost five minutes until she opened her mouth and gently sucked one of my testicles into her warm mouth. She washed it with her tongue while she slowly sucked in the other one. “Can you breathe okay? A dead slave isn’t much fun.” Jennie nodded in reply.

“As great as that feels I think the time has come to replace my balls with my cock. Just make sure you swallow every drop.” Watching Jennie give me head was always a turn-on, but tonight was something even more special than usual. I wondered if my newly naked abdomen had anything to do with it. I did know one thing—I wasn’t going to last very long against Jennie’s assault. I reached down to pinch her nipple eliciting only a groan from her lips. I did it again when she pushed her breast forward into my waiting hand. I waited until I was just about to cum then I pinched her viciously. From her reaction I would have sworn she had an orgasm.

I relaxed for a bit while Jennie gently licked my rapidly shrinking cock then I asked her if she had been a good girl today. “No, Master—I didn’t finish my chores because I was playing with my pussy.”

“Stand up and get over my knee. You know that’s forbidden. Who owns that pussy?”

“Y…you do, Master. I’m sorry.” She was over my knee in an instant. Instead of spanking her I kissed her ass from top to bottom and from side to side.

“Where do you get these ideas? I can’t remember ever coming so hard in your mouth.”

I pulled Jennie up to sit in my lap. Her arm went around my neck and we shared the evening’s first kiss. “I told you I had a vivid imagination. I love that you’re so willing to make our sex such fun. I’ll never tire of doing it with you.”

“I’m glad, but I think I owe you one.”

“You can take care of me later…in bed. Tell me about your investigation. Are you getting anywhere?”

“Yeah—I put all the records into a database and then I did a couple of sorts. There are two agents who have some kind of scam going. I’m sure of it. I need to do some online research tonight then I’ll have a better idea. What’s for dinner?”

“Oh no, I knew I forgot something. I’ve been fantasizing about this all afternoon.”

“You do deserve a spanking, but instead why don’t we go out to celebrate.”

“I’ll gladly go out to eat, but what are we celebrating?”

“Ummm, how about naked crotches?” Jennie laughed then she kissed me and we would have missed dinner again if I hadn’t lifted her off my lap and carried her to the bedroom. I left her to dress while I returned my boxers and slacks to my body. I sat at our computer where I Googled “Reliable Title and Mortgage Life Insurance Company.” I got a lot of hits, but none that matched my request. I was scrolling down the twentieth page when she walked into the room. I rose to take my ravishing wife to dinner. She was wearing her sexiest dress—short and strapless with her big breasts barely covered. The back of the dress showed her back all the way down to her ass. She had finished the outfit with a pair of shiny black fuck-me pumps with the highest heels I’d ever seen outside of porn. “I guess we are celebrating,” I said with a smile. Jennie pulled me up and a minute later we were driving down the street.

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